Daily News Updates - Health Insurance News

Cambridge Study: Millions of ‘Uninsurable’, Pt.8 -- Plight of the ‘underinsured’.

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This very ‘savings by prevention’ issue was the first key focus in the creation of Mitt Romney’s Massachusetts health insurance/care model. Mitt was able to bring about a phenomenal indirect result by promoting the proactive approach. He noted the tremendously high costs of ‘ER Abuse’, which he labeled ‘free-riding’. He projected substantial savings by causing everyone to have health insurance by whatever means. That eradicated the ‘free-riding’ quickly and the savings were substantial. But, in addition Mitt also attacked the problem of people foregoing preventive care for lack of health insurance. Once that was in place, another substantial savings was appreciated. (For more on the striking success with this effort, please refer to the article series entitled: “Mass. Health, A Creator Explains”.)

Consumers for Health Care Choices is a nonprofit advocacy health-care consumer group. The group’s founder and director is Greg Scandlen. He has been involved with these issues for years now and has closely followed the ‘Cambridge study’. Assessing it all, he states that “having [health] insurance is not likely to prove to be a panacea for these folks." Greg goes on to explain "People with chronic conditions who [have health insurance, but, still] are not doing so well, either. We do not do a very good job of delivering chronic care in this country for anyone."

It’s a proven statement that those with chronic illness and without coverage are up against the ‘health insurance/care wall’ But it is also noteworthy of another segment…that is the group with inadequate health insurance. Some times because of caps and other limits.

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