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Daily News Updates - Health Insurance News

McCain vs Obama: Common Ground, Pt.9 – Commonality on preventive measures.

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Many recent comprehensive health insurance/care studies have provided evidence of the importance of having a "medical home". Health insurance studies that are not comprehensive, like simple surveys, fail to bring out the extenuating effects that result from the lack of a ‘medical home’. These are things like lack of preventive care, duplicity in diagnostics and errors in medical communication (both medical and administrative). On other health insurance preventive care issues there is more commonality.

A few of these are initiatives to promote “smoking cessation and weight loss programs, especially those offered by employers,” according to the FactBox article. Further health insurance/care initiatives that both candidates promote are ‘outcome merit’ rewards. They both agree that a major downfall of today’s system is that it, inadvertently, rewards quantity but not quality. This is believed to be one of the greatest contributors to the out-of-line medical costing that our nation is now experiencing. They both agree that mechanisms need to be set up to change this. Even at this time, Mr. Obama is working toward a mechanism to reward physicians for spending more time with their patients in order to affect the prevention of diseases. The rewards would be based on an outcome of measurable success of the prevention, not the quantity of treatment given.

Looking to the larger picture of reducing health insurance/care costs nationwide, we are given some metrics. Both candidates are fixed on reducing overall health insurance/care costs. Mr. McCain wants to “slow the double-digit growth that now makes health care spending 16% of” our nation’s GDP (Gross Domestic Product), as stated by the FactBox article.

Continued…

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