Daily News Updates - Health Insurance News

Healthcare in the Forefront, Pt.2 – The robust risk-pool foundation.

Previous…

Here we are with the next to the worst infant mortality rate in the industrialized world and the worst when it comes to preventable medical mistakes. As if that’s not enough, look around…for every six people you see, one of those cannot even get ‘quality' health care. So the call goes out to our peoples to make sure that our next president attends to this health insurance crises with an aggressive vision and wields real leadership. We need effective change. Both of our nominees have proposals for health insurance reform, but they each head in very different directions. Senator Clinton’s health insurance was certainly the most comprehensive and she has vowed to press on in what ever capacity she may serve. Millions and millions of voters are hanging on this commitment in her support. Senator Obama’s health insurance reform proposal is similar to Hillary’s in many ways, but there is one important element that is missing. That is the robust risk-pool foundation.

The main reason the robust risk-pool foundation is so fair and necessary is grossly misunderstood by most. In a way, it’s like securing reasonable health care for life, which is necessary for all Americans (or those of any nation). When we’re young children we need it, but can’t pay for it, of course. Someone else has to. When we reach the young-and-healthy years we may not need it. But it’s a fact that all who live will get old by our own volition. (Except for Darwin’s select-out gene-pool, most of us aren’t stupid enough to die, just to skirt paying health insurance premiums). So we get older and now we need medical care again. Who’s gonna pay now? The economy’s gone, the high-paying jobs are gone. The essential pillar that supports our healthcare infrastructure is that ‘we already have paid’. “When?” you might ask. The answer is ‘you paid ahead, while you were yet young and didn’t need the health care, but still maintained health insurance'. You see, you haven’t wasted your money by helping those around you. You have secured yourself a long and healthy life by seeing the end, while still standing at the beginning.

Continued…