Daily News Updates - Health Insurance News

Missouri’s Health Insurance Sliding, Pt.2 – What should be done?

Previous…

Even those who try to stay with their health insurance still can’t afford to because of rising premiums, deductibles and co-pays. If that’s not bad enough, some employers are even passing their increased health insurance costs on to their employers. Still more employers are opting out of health insurance coverage altogether. They, themselves, can’t cover all the rising costs. With all these problems, free clinics find themselves carrying the additional workloads and doling out more and more free medicine. Dr. Dasovich, of the Kitchen Clinic explains "It doesn't do any good if you see patients and write a prescription and then they can't afford the prescription." In spite of her commendable achievements, she finds herself wishing she could do still more. She doesn’t see charity care as being the answer. She states "It is haphazard, it does not provide medical security, it's incomplete." All the while, more and more uninsured patients pile up in the waiting room. They are trapped from both directions.

Dr. Dasovich contends that health care needs to be administered in such a was that it “promotes health”. Lifestyle choices are the cause of a very high percentage of medical needs. The long waiting lines would be unnecessary if people would make some “simple changes”. People, at the very least, should have catastrophic health insurance. This limits a patient’s liability to only five to ten thousand dollars. For those who think that’s a lot, consider that medical liability could be in the hundreds of thousands in a catastrophe.