Daily News Updates - Health Insurance News

CA Rescission Legislation, Pt.3 – A neutralizing amendment.

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The ‘compromise’ is being taken from an earlier model, crafted by the health insurance industry to shield against liabilities that could result from public scrutiny. It was inevitable that wide-spread media publicity would eventually expose the extreme hardships falling on the fewer people with the greatest need. This has been building for years as a ‘business threat’ to the health insurance industry and their response was already pre-packaged. The result is that, when the public-initiated ‘legislative bill’ finally did arrive, it simply needed a ‘minor’ amendment to conform to the health insurance industry’s ‘fix’ already on the shelf. That way the industrial lobbyists would lend support to allow the new ‘De La Torre bill’ to breeze through the state Assembly.

That one little was concerning ‘rescission protection’ for victims left with ‘and hundreds of thousands of dollars in medical debt’ because of wrongful decisions, as determined after-the-fact. The subtle significance is the ‘future legal liability’ shield awarded to the health insurance industry. The Consumer Watchdog group contends that the ‘De La Torre bill’ has been, so amended. The original health insurance industry ‘White Paper’ had been issued to the state back in 2007. That ‘Paper’ limited victims’ rights by channeling all appeals to these 3rd party panels, while excluding those filing from the aid of an attorney (legal representation). According to Consumer Watchdog, both bills now reflect that patients carry the burden of personally deciphering all the legalese on their own, in order to present their case. Then, they, themselves, would have to create the ‘complex legal arguments’ required for equal justice.

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