Daily News Updates - Health Insurance News

The Young and Healthy, Pt.2 - They think it's too expensive.

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You see, life is not ‘just a breeze’ for the responsible young adults. In fact, this segment of people may have the steepest climb of all. In these times it becomes very difficult for this segment to even find a job at all. Few are in a strong bargaining position to argue for health insurance benefits. Even the lucky (or successful) few who do land a first job with health insurance coverage, typically, must wait weeks, months or even a full year to enroll. This can one of the most vulnerable periods they will face. If they would only sit home every night and knit by the TV they may be fine. Not a likely scenario. Normally, these are the wildest times. Explore the new freedoms. Who can blame them? Shall we brow-beat them with lectures that one bad car wreck could easily wipe them out? Or, how long a permanent disability lasts without quality health care? I don’t believe they want to hear about it. So they wait the time out for the health insurance to kick in.

Thus, considering that many of these young adults are not just plain irresponsible, there are other reasons why they remain without health insurance. A spokesman for a health insurance company lobbying group called America's Health Insurance Plansup by the name of Robert Zirkelbach explains another important reason. He states "One of the reasons young adults aren't covered is because they think it's too expensive." Mr. Zirkelbach goes on to explains the error in this thinking, saying . "Individual health care coverage is more affordable and accessible than is widely known."

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