Daily News Updates - Health Insurance News

Defining the Health Insurance/Care Chasm, Pt.1

There are a myriad of differences between the Democratic and Republican candidates. Some of the important ones involve proposed Health Insurance/Care Reform. These can be best understood by viewing them from their fundamental ideologies. They are so diverse as to be almost juxtaposed, pertaining to our nation’s basic roll in the social responsibility of our nation’s health. The basic philosophies of the Democrats is that the health of any nation involves sharing risk. Our brave warriors in the military understand this well, as they understand that the wellbeing their individual units are part of an integral whole. That, if they don’t share risk for one another, the whole body falls into jeopardy. Pity we can’t all be veterans, if for this wisdom alone. Health insurance is also unique this way in its function in that, it becomes very lame if it only caters to those who need it least. Without risk-sharing, health insurance becomes just a luxury for the select.

So herein lies the rub. As stated earlier, the Democrats ideology is more directed toward the community at large, while the Republican is more directed at individual freedom. In support of community, the health insurance proposals of the Democrats emphasize risk sharing between the healthy and the sick. This is focused on the wellbeing of our nation as a whole. Since much of what is conveyed is only in part, some of the most meaningful information is lost in rhetoric and deflection to obscurity. Although it may be premature to outline a plan in full detail at this point, certain points of concern rise quickly. These concerns can be addressed somewhat, by defining more broad principles. It’s pretty easy to see that the Republican’s direction is a radical move over to the private health insurance market.

Continued…