Daily News Updates - Health Insurance News

Analyzing the Divergence, Pt.7 – To fix a problem, pretend that it doesn’t exist – not!

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Further, it is also reported that many of these people who are paying for and have health insurance are worse off than those with no health insurance. They thought they were doing the right thing, than came the major illness that their insurance wouldn’t cover. Because they had health insurance, they couldn’t get help from the ‘safety net’.

The ‘safety net’ is a government provision that steps in for emergencies when people have no health insurance. That’s why all those ‘free-riders’ as well as legitimate poor people rely on the ER for everything. Primarily, the ‘safety-net only helps those with no health insurance. Believe it. This unfortunate segment with inadequate health insurance are left to fend for themselves against the health care giants who charge $1,200 for a tetanus shot and the thousands of creative collection agents. The plight of the ‘under-insured’ is the most common reason for personal bankruptcy in our nation today. If Mr. McCain is addressing this problem, it must be so vague that no one has found it. There, again, no accountability.

For a more clear understanding of the studies, findings and assessments of the ‘under-insured’, please refer to the following article series’ entitled: “Health Insurance Still Plummeting “, “Hidden Dangers of Inadequate Health Insurance” and “Major 'Underinsured' Sector”.

Another issue of major importance is with the over 16 million ‘un-insurable’ Americans. These are people with pre-existing and chronic health conditions. Right now, those people are either flat-out denied or else offered health insurance that won’t help them. Any high-risk policies available either exclude the conditions mostly required by the patient or else are priced way beyond that person’s financial reach.

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